* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }
  html {
    background-color: #ffffff ;
  }
  body {
    font-family: "Pretendard", -apple-system, BlinkMacSystemFont, sans-serif ;
    font-size: 18px ;
    background-color: #ffffff ;
    color: #000000 ;
    min-height: 100vh;
  }
  #fixedBottom {
    display: none ;
  }

  .document {
    background-color: #1e3a8a;
  }

  /* 브레드크럼 숨김 */
  .breadcrumbs,
  .breadcrumb,
  #page-heading {
    display: none ;
  }

  /* 상위 컨테이너 제한 해제 */
  .container {
    width: 100%;
    padding-top: 0 ;
  }
  .content-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .landing.student-loan {
    overflow-x: visible;
    margin: 0;
    padding: 0;
    max-width: none ;
  }

  /* 컬러 시스템 - 블루 계열 */
  :root {
    --loan-primary: #2563eb;
    --loan-secondary: #1d4ed8;
    --loan-accent: #fbbf24;
    --loan-bg: #eff6ff;
    --loan-dark: #1e3a8a;
    --loan-border: #93c5fd;
  }

  /* 타이포그래피 시스템 - Figma 기준 */
  .typo-display {
    font-family: "Pretendard", sans-serif;
    font-size: 64px;
    font-weight: 700;
    line-height: 77px;
    color: #1e3a8a;
  }

  .typo-h1 {
    font-family: "Pretendard", sans-serif;
    font-size: 56px;
    font-weight: 700;
    line-height: 67px;
    color: #1e3a8a;
  }

  .typo-h2 {
    font-family: "Pretendard", sans-serif;
    font-size: 40px;
    font-weight: 700;
    line-height: 48px;
    color: #1e3a8a;
  }

  .typo-h3 {
    font-family: "Pretendard", sans-serif;
    font-size: 28px;
    font-weight: 700;
    line-height: 34px;
    color: #1e3a8a;
  }

  .typo-h5 {
    font-family: "Pretendard", sans-serif;
    font-size: 22px;
    font-weight: 700;
    line-height: 26px;
    color: #1e3a8a;
  }

  .typo-body-large {
    font-family: "Pretendard", sans-serif;
    font-size: 20px;
    font-weight: 600;
    line-height: 30px;
    color: #1e3a8a;
  }

  .typo-body-regular {
    font-family: "Pretendard", sans-serif;
    font-size: 18px;
    font-weight: 400;
    line-height: 27px;
    color: #475569;
  }

  .typo-label {
    font-family: "Pretendard", sans-serif;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 0.05em;
    color: #828c9c;
    text-transform: uppercase;
  }

  /* 히어로 섹션 */
  .hero-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    background: #1e3a8a;
    padding: 100px 0 120px;
    text-align: center;
    overflow: hidden;
  }

  .hero-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
    position: relative;
    z-index: 1;
  }

  .hero-title {
    color: #ffffff;
    margin-bottom: 24px;
  }

  .hero-title .highlight {
    color: #ffd700;
  }

  .hero-title-image {
    width: 80%;
    max-width: 900px;
    height: auto;
    margin: 0 auto 40px;
    display: block;
  }

  .hero-description {
    margin-bottom: 40px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    color: rgba(255, 255, 255, 0.9);
  }

  /* 핵심 정보 카드 */
  .hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    max-width: 900px;
    margin: 0 auto 48px;
  }

  .hero-stat-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 20px;
    padding: 32px 24px;
    text-align: center;
  }

  .hero-stat-label {
    color: rgba(255, 255, 255, 0.7);
    font-size: 15px;
    font-weight: 600;
    margin-bottom: 8px;
  }

  .hero-stat-value {
    color: #ffffff;
    font-size: 36px;
    font-weight: 800;
    margin-bottom: 8px;
  }

  .hero-stat-desc {
    color: #93c5fd;
    font-size: 16px;
  }

  .hero-button {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 20px 48px;
    background-color: #0085cd;
    color: #ffffff;
    font-size: 18px;
    font-weight: 700;
    text-decoration: none;
    border-radius: 16px;
    transition: all 0.3s ease;
  }

  .hero-button:hover {
    background-color: #ffd700;
    color: #000000;
    transform: translateY(-2px);
    opacity: 0.9;
  }

  /* 일정 섹션 */
  .schedule-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    padding: 100px 0;
    background-color: #ffffff;
  }

  .schedule-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .section-header {
    text-align: center;
    margin-bottom: 64px;
  }

  .section-title {
    margin-bottom: 16px;
  }

  .section-desc {
    color: #64748b;
    font-size: 18px;
    max-width: 600px;
    margin: 0 auto;
  }

  .schedule-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }

  .schedule-card {
    background: #ffffff;
    border: 2px solid #e2e8f0;
    border-radius: 24px;
    padding: 40px;
    transition: all 0.3s ease;
  }

  .schedule-card:hover {
    border-color: var(--loan-primary);
  }

  .schedule-card-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
  }

  .schedule-icon {
    width: 56px;
    height: 56px;
    background: var(--loan-bg);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
  }

  .schedule-card-title {
    font-size: 22px;
    font-weight: 700;
    color: #1e293b;
  }

  .schedule-date {
    font-size: 28px;
    font-weight: 800;
    color: #ffffff;
    width: 100%;
    background-color: #1e3a8a;
    margin-bottom: 20px;
    display: inline-block;
    text-align: center;
  }

  .schedule-list {
    list-style: none;
  }

  .schedule-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 18px;
    color: #64748b;
    margin-bottom: 12px;
    line-height: 1.5;
  }

  .schedule-list li::before {
    content: "•";
    color: var(--loan-primary);
    font-weight: 700;
    flex-shrink: 0;
  }

  .schedule-list li.warning {
    color: #dc2626;
  }

  .schedule-list li.warning::before {
    content: "•";
    color: #dc2626;
    font-weight: 700;
    flex-shrink: 0;
  }

  /* 자격 섹션 */
  .eligibility-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    padding: 100px 0;
    background-color: var(--loan-bg);
  }

  .eligibility-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .eligibility-card {
    background: #ffffff;
    border-radius: 32px;
    padding: 56px;
  }

  .eligibility-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .eligibility-item {
    display: flex;
    gap: 24px;
  }

  .eligibility-icon {
    width: 64px;
    height: 64px;
    background: var(--loan-bg);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    flex-shrink: 0;
  }

  .eligibility-image {
    width: 30%;
    height: auto;
    object-fit: contain;
    flex-shrink: 0;
    background: transparent;
    border-radius: 20px;
  }

  .eligibility-content h4 {
    font-size: 22px;
    font-weight: 700;
    color: var(--loan-primary);
    margin-bottom: 12px;
  }

  .eligibility-content p {
    font-size: 18px;
    color: #475569;
    line-height: 1.7;
  }

  .eligibility-content .highlight-box {
    display: inline-block;
    background: var(--loan-bg);
    color: var(--loan-primary);
    padding: 8px 16px;
    border-radius: 8px;
    font-size: 18px;
    font-weight: 600;
    margin-top: 12px;
  }

  .eligibility-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }

  /* 대출 범위 섹션 */
  .loan-range-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    padding: 100px 0;
    background-color: var(--loan-primary);
  }

  .loan-range-section .section-title {
    color: #ffffff;
  }

  .loan-range-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .loan-range-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }

  .loan-range-card {
    background: #ffffff;
    border: 2px solid #e2e8f0;
    border-radius: 24px;
    padding: 40px;
  }

  .loan-range-card-title {
    font-size: 22px;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 8px;
    padding-bottom: 24px;
    border-bottom: 1px solid #e2e8f0;
  }

  .loan-range-card-subtitle {
    font-size: 16px;
    color: #94a3b8;
    font-weight: 400;
  }

  .loan-item {
    display: flex;
    gap: 20px;
    padding: 24px 0;
  }

  .loan-item:last-child {
    border-bottom: none;
  }

  .loan-item-icon {
    width: 52px;
    height: 52px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    flex-shrink: 0;
  }

  .loan-item-icon.blue {
    background: transparent;
  }

  .loan-item-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
  }

  .loan-item-icon.green {
    background: transparent;
  }

  .loan-item-icon.red {
    background: transparent;
  }

  .loan-item-icon.purple {
    background: transparent;
  }

  .loan-item-content h5 {
    font-size: 18px;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 6px;
  }

  .loan-item-content p {
    font-size: 18px;
    color: #64748b;
    line-height: 1.5;
  }

  .loan-item-content .value {
    font-size: 22px;
    font-weight: 800;
    color: var(--loan-primary);
  }

  /* 주의사항 섹션 */
  .caution-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    padding: 100px 0;
    background-color: var(--loan-bg);
  }

  .caution-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .caution-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }

  .caution-card {
    background: #ffffff;
    border: 2px solid #e2e8f0;
    border-radius: 20px;
    padding: 40px 32px;
    text-align: center;
    transition: all 0.3s ease;
  }

  .caution-card:hover {
    border-color: var(--loan-primary);
  }

  .caution-icon {
    width: 64px;
    height: 64px;
    background: var(--loan-bg);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 28px;
    color: var(--loan-primary);
  }

  .caution-card h4 {
    font-size: 20px;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 12px;
  }

  .caution-card p {
    font-size: 16px;
    color: #64748b;
    line-height: 1.6;
  }

  .caution-card strong {
    color: var(--loan-primary);
  }

  /* 신청 가이드 섹션 */
  .guide-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    padding: 100px 0;
    background-color: #ffffff;
  }

  .guide-container {
    max-width: 900px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .guide-steps {
    display: flex;
    flex-direction: column;
    gap: 20px;
  }

  .guide-step {
    background: #ffffff;
    border: 2px solid #e2e8f0;
    border-radius: 24px;
    padding: 36px 40px;
    display: flex;
    align-items: flex-start;
    gap: 28px;
    position: relative;
    transition: all 0.3s ease;
  }

  .guide-step:hover {
    border-color: var(--loan-primary);
    background: #fafbff;
  }

  .guide-step.final {
    background: #2563eb;
    border: none;
    padding: 48px;
  }

  .guide-step-number {
    position: absolute;
    top: 20px;
    right: 24px;
    font-size: 64px;
    font-weight: 800;
    color: #f1f5f9;
    font-style: italic;
    line-height: 1;
  }

  .guide-step.final .guide-step-number {
    color: rgba(255, 255, 255, 0.1);
  }

  .guide-step-icon {
    width: 64px;
    height: 64px;
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: #ffffff;
    flex-shrink: 0;
  }

  .guide-step.final .guide-step-icon {
    background: #ffffff;
    color: var(--loan-primary);
  }

  .guide-step-content {
    position: relative;
    z-index: 1;
  }

  .guide-step-content h4 {
    font-size: 22px;
    font-weight: 700;
    color: #1e293b;
    margin-bottom: 8px;
  }

  .guide-step.final .guide-step-content h4 {
    color: #ffffff;
    font-size: 24px;
  }

  .guide-step-content p {
    font-size: 18px;
    color: #64748b;
    line-height: 1.6;
  }

  .guide-step.final .guide-step-content p {
    color: rgba(255, 255, 255, 0.8);
    font-size: 18px;
  }

  /* 유의사항 섹션 */
  .note-section {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    margin-left: 0;
    background: #1e3a8a;
    padding: 80px 0 120px;
  }

  .note-container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
  }

  .note-title {
    font-family: "Pretendard", sans-serif;
    font-size: 36px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 32px;
    line-height: 1.3;
  }

  .note-content {
    font-family: "Pretendard", sans-serif;
    font-size: 18px;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.65;
  }

  .note-content a {
    color: #bfdbfe;
    text-decoration: underline;
    text-underline-offset: 2px;
  }

  .note-content a:hover {
    color: #dbeafe;
  }

  .note-list {
    list-style: none;
    padding: 0;
    margin: 0;
  }

  .note-list li {
    margin-bottom: 16px;
    padding-left: 24px;
    position: relative;
    font-size: 18px;
    font-weight: 400;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.9);
  }

  .note-list li::before {
    content: "-";
    position: absolute;
    left: 0;
    color: rgba(255, 255, 255, 0.9);
    font-size: 18px;
    line-height: 1.2;
  }

  .note-list li:last-child {
    margin-bottom: 0;
  }

  .note-list li.note-gray {
    color: rgba(255, 255, 255, 0.6);
  }

  .note-list li.note-gray::before {
    color: rgba(255, 255, 255, 0.6);
  }

  .note-content p.note-gray {
    color: rgba(255, 255, 255, 0.6);
    font-size: 18px;
    font-weight: 400;
    line-height: 1.65;
    margin-top: 8px;
    margin-bottom: 0;
  }

  .note-link {
    color: rgba(255, 255, 255, 0.6);
    text-decoration: underline;
    cursor: pointer;
    font-size: 18px;
    font-weight: 400;
    line-height: 1.65;
  }

  /* 반응형 */
  @media (max-width: 1024px) {
    .hero-stats {
      grid-template-columns: repeat(3, 1fr);
      gap: 16px;
    }

    .schedule-cards,
    .loan-range-grid {
      grid-template-columns: 1fr;
    }

    .eligibility-row {
      grid-template-columns: 1fr;
    }

    .caution-cards {
      grid-template-columns: 1fr;
    }
  }

  @media (max-width: 768px) {
    .typo-display {
      font-size: 36px;
    }

    .typo-h1 {
      font-size: 32px;
    }

    .typo-h2 {
      font-size: 28px;
    }

    .hero-section {
      padding: 80px 0;
    }

    .hero-stats {
      grid-template-columns: 1fr;
      gap: 12px;
    }

    .hero-stat-card {
      padding: 24px;
    }

    .hero-stat-value {
      font-size: 28px;
    }

    .typo-h3 {
      font-size: 20px;
    }

    .typo-body-large {
      font-size: 18px;
    }

    .schedule-card,
    .loan-range-card {
      padding: 28px;
    }

    .eligibility-card {
      padding: 32px;
    }

    .guide-step {
      padding: 28px;
      flex-direction: column;
      gap: 20px;
    }

    .guide-step-number {
      font-size: 48px;
      top: 16px;
      right: 16px;
    }

    .cta-card {
      padding: 40px 24px;
    }

    .cta-title {
      font-size: 28px;
    }
  }